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Hurricane Watch 2009
Presented as a Public Service by:
 National Community Reinvestment Coalition
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About Payday Lending
Military Payday Lending
August 8, 2006
By: Matt Edling- (California Reinvestment Coalition)
Payday lenders target the working poor who have bank accounts but live paycheck to paycheck. The payday loan, marketed as a simple advance on a borrower’s paycheck, is actually a predatory product - lenders’ fees typically average an annual percentage rate (APR) of 475% or higher. The loan is secu...
Payday Lending Overview
April 14, 2006
An overview of the Pay Day lending issue including definition, targets, costs, and alternatives.
Payday Lending Legislation
April 14, 2006
There are currently 36 states that control payday lenders through regulatory legislation. Unfortunately, a growing trend sees payday lenders affiliating themselves with national financial institutions that are not regulated by state banking or financial institution regulators. There are currently ...
Payday Lending Resources
April 14, 2006
You can research payday lending through these links to reliable organizations offering information. |
News & Updates
Many Ky. families see payday loans as only option, study says
June 30, 2009
By: Lexington Herald Leader
A survey of low-income families in nine Kentucky counties showed that many turned to payday lenders because they couldn't access or didn't trust banking services.
Helping Borrowers Save Themselves
June 30, 2009
By: National Ledger
An 11th Commandment could read: Thou shalt not cheat the meek. Morality is reason alone for a Consumer Financial Protection Agency to shield the little guys from the lending barracudas -- as well as from their own bad decisions (some of them, anyway).
Congress should protect all from payday loans - Opinion
June 26, 2009
By: Arizona Daily Star
Congress is finally attempting to do for the general public what it did three years ago for military members — protect them from predatory payday lending. The Protecting Consumers from Unreasonable Credit Rates Act of 2009, sponsored by U.S. Rep. Jackie Speier, D-Calif., and co-sponsored by Southern...
Payday Lenders Resist APR Comparisons
June 25, 2009
By: Consumer Affairs.com
Would you take out a loan that carries an annual interest rate of almost 400 percent? That's a typical interest rate charged by payday lenders, but they don't state their charges in percentages, but rather in a flat fee. Read more: http://www.consumeraffairs.com/news04/2009/06/predatory_lending_r...
With new Va. reforms, payday loans plummet
June 22, 2009
By: Richmond Times Dispatch
New restrictions that cut down on the number of payday loans that borrowers can get have drastically reduced the number of the short-term, high-interest loans issued in Virginia. Last year, Virginia's payday lenders made nearly 3.4 million payday loans, or about 281,000 each month. Through the end o...
SC Legislature overrides payday lending rules veto
June 19, 2009
By: FinancialNews USA
Credit Services industry news provided by Financial News USA. It was the best known of 10 bills Sanford vetoed after the Legislature wrapped up a recession-shortened session last month. Sanford didn't muster the one-third vote needed for any of his vetoes to stand.
Payday lending override possible
June 15, 2009
By: The State - SC
Lawmakers can give final blessing to new payday lending rules they approved last month when they return to Columbia Tuesday for a two-day wrap-up session of the 2009 General Assembly.
Bill aims to close payday lending 'loopholes'
June 7, 2009
By: Stowe Sentry
Legislation being proposed in the Ohio House aims to close loopholes in state law that allow payday lenders to continue charging high rates on short-term loans.
SC gov vetoes payday lending industry restrictions
June 4, 2009
By: Forbes
South Carolina Gov. Mark Sanford vetoed a bill Tuesday meant to place restrictions on the payday lending industry. The bill would have capped the amount of each loan at $550. It required a one-day wait between loans for a borrower's first seven consecutive loans, and two days between additional borr...
Bill Targets Loopholes in Payday Lending
June 3, 2009
By: The Business Journal
In an attempt to make payday lending practices conform to the standards set in the Short Term Loan Act, opponents of payday lending will introduce a bill that closes loopholes in the law. At a press conference at the Ohio Statehouse in Columbus Tuesday, Rep. Matt Lundy, D-57, gave the details of... |
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