NCRC Research Services

Over more than twenty years, NCRC has developed analysis tools, assessment metrics, and access ports to a wide range of statistical and financial information on issues relating to CRA, mortgage lending, housing, community revitalization, rural economic status and growth, economic indicators for impacted groups and communities, job development and community funding. They have developed professional relationships with government regulatory agencies, Congress, and other information sources in key financial and statistical gathering organizations. Click Here for more information.

NCRC Housing Activities

Subprime Mortgages And Civil Rights

December 6, 2008 By: Progress Illinois

The manner with which mortgage companies peddled subprime loans to low-income people of color has been called reverse redlining, an inversion of the racially discriminatory real estate practices prevalent in urban America through the better part of the 1960s. And just like 40 years ago, an organizat...

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Fannie Mae Affirms Policy to Ensure Equal Access to Credit

May 19, 2008 By: NCRC

Changing Mortgage Practices Need to Embrace Equal Access to Credit and Sustain Affordable Homeownership

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Temporary Fixes and Stimulus Packages Creating Artificially Optimistic Economic Picture

May 8, 2008 By: NCRC

Washington, DC – A number of financial analysts are suggesting that the worst credit conditions have passed, a viewpoint that Treasury Secretary Paulson took up in an interview with the Wall Street Journal, published today. Paulson said that “the worst is likely behind us,” and noted “there’s no dou...

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National Community Reinvestment Coalition Files Complaint With SEC Against FIitch, Moody’s And Standard & Poors Calls For Investigation Of Ratings Agencies

April 9, 2008 By: National Community Reinvestment Coalition

Civil Penalties & Equitable Relief Sought For Consumers & Communities Injured By Rating Agencies Role In Foreclosure Epidemic; SEC urged To Suspend Licenses Of Culpable Rating Agencies

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Senate Housing Bill Fails to Deal With Magnitude of Crisis

April 4, 2008 By: NCRC

Continued Modest Steps Toward Real Resolution says NCRC

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NCRC Recommendation to Establish the Homeowner Emergency Loan Program (HELP Now) Current Efforts Inadequate to Stem Foreclosure Crisis

February 4, 2008 By: The National Community Reinvestment Coalition

Recommendation to Establish the Homeowner Emergency Loan Program (HELP Now) Submitted to the United States Senate Committee on Banking, Housing and Urban Affairs

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National Community Reinvestment Coalition Files Discrimination Complaint Against Wall Street Securitizer and Subsidiary Mortgage Originator

September 24, 2007 By: National Community Reinvestment Coalition (NCRC)

The National Community Reinvestment Coalition (NCRC) today filed a civil rights complaint against Morgan Stanley, Morgan Stanley Mortgage Capital Holdings, LLC., Saxon Mortgage, Inc., Saxon Asset Securities Company and Saxon Capital, Inc., (collectively, “Morgan Stanley’) to the United States Depart...

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NCRC Calls for Greater Consumer Protections and Enforcement and Disclosures of Lending Practices

July 25, 2007 By: NCRC

Washington, DC – The National Community Reinvestment Coalition (NCRC) will give testimony on Wednesday July 25 before the House Oversight and Investigation Subcommittee of the House Financial Services Committee on the use of Home Mortgage Disclosure Act (HMDA) data to detect discrimination in home ...

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Testimony of John Taylor, President and CEO

July 24, 2007 By: National Community Reinvestment Coalition; Before the Oversight and Investigatio

Rooting Out Discrimination in Mortgage Lending: Using HMDA as a Tool for Fair Lending Enforcement

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NCRC And Groups Fight To Stop Foreclosures

February 7, 2007 By: NCRC

Washington, DC– The National Community Reinvestment Coalition (NCRC) and nearly a hundred of its members have joined forces with other national groups to stop the epidemic flow of foreclosures against American homeowners.

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