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HUD IntroductionU.S. Department of Housing and Urban Development Alphonso Jackson, Secretary Background: The Department of Housing and Urban Development Act of 1965 created HUD as Cabinet-level agency with Robert C. Weaver as the department’s first secretary. Since that time HUD's mission has evolved to include the duty of increasing homeownership, supporting community development and increasing access to affordable housing free from discrimination. To fulfill this mission, HUD has focused on developing a high standards of ethics, management and accountability and has worked to forge new partnerships -- particularly with faith-based and community organizations -- that leverage resources and improve HUD's ability to be effective on the community level. The U.S. Senate unanimously confirmed Alphonso Jackson as the nation's 13th Secretary of HUD on March 31, 2004. A 25 year veteran in the field of housing and community development, He previously served as HUD’s Deputy- secretary and COO and was President and CEO of the Housing Authority of the City of Dallas, Texas, Programs/Services: The Community Investment Network(CIN) Affordable Housing Section highlights the various HUD programs provided to individuals and to social-profit (non-profit) agencies focused on affordable housing. CIN has surveyed thousands of pages of the HUD Web site as well as volumes of other sources to focus on those active programs providing realistic and meaningful affordable housing assistance. Basic information is provided with links to more detailed program data and requirements. Those programs can be found listed to the right and in the subsections listed below. Subsections |
Homelessness
HUD Homeless Referral
May 17, 2008
There are currently tens of thousands of homeless individuals and families on the streets of the nation’s city, towns and villages. Homelessness is a problem that affects too many people in America today. Federal, State ands local governments and social profit (nonprofit) agencies are providing nee... Homeownership Programs
Mortgage Insurance (1-4 families) – Section 203(b)
May 17, 2008
HUD's Federal Housing Administration (FHA) insures mortgages made by qualified lenders to people purchasing or refinancing a home of their own
Insurance for Adjustable Mortgages (Section 251)
May 17, 2008
FHA mortgage insurance program, Section 251, insures home purchase or refinancing loans with interest rates that may increase or decrease over time, enabling consumers to purchase or refinance their home at a lower initial interest rate.
Growing Equity Mortgage Insurance – Section 245 (a)
May 17, 2008
Section 245(a) enables a household with a limited income that is expected to rise to buy a home sooner by making mortgage payments that start small and increase gradually over time. The increased payments are applied to reduce the principal owed on the mortgage and thus shorten the mortgage term. Rental Housing Assistance
Section 8: Rental Assistance for Non-elderly Disabled Families (Public Housing)
May 17, 2008
HUD provides Section 8 rental vouchers and certificates to Public Housing Agencies (PHAs) that have approved plans to designate certain housing as elderly-only, disabled-only, or mixed elderly and disabled households to enable persons with disabilities to rent affordable housing. Approved plans must...
Family Unification Program (Under Section 8)
May 17, 2008
The Family Unification Program provides Section 8 rental assistance to families whose lack of adequate housing is a primary cause of the separation, or imminent separation, of a child or children from their families.
Section 8 Housing Choice Voucher Program - Individuals & Families
May 17, 2008
The housing choice voucher program is the federal government's major program for assisting very low-income families, the elderly, and the disabled to afford decent, safe, and sanitary housing in the private market. Public Housing Programs
HUD Assistance for Public Housing Relocation/Replacement - Section 8
May 17, 2008
Section 8 certificates or vouchers may be allocated to public housing tenants forced to move because of rehabilitation or demolition of their public housing unit.
Rental Assistance for Non-Elderly Disabled Families (Public Housing) – Section 8
May 17, 2008
HUD provides Section 8 rental vouchers and certificates to Public Housing Agencies (PHAs) that have approved plans to designate certain housing as elderly-only, disabled-only, or mixed elderly and disabled households to enable persons with disabilities to rent affordable housing. Approved plans must...
HUD Program for Public Housing Physical Improvements (less than 250 units) / Comprehensive Improvement Assistance Program (CIAP)
May 17, 2008
For public housing authorities that own or operate fewer than 250 units, CIAP is the primary source of funds for making physical and management improvements. Tribal Housing Programs
Indian Home Loan Guarantee Program (Section 184)
May 17, 2008
Authorized under the Housing and Community Development Act of 1992, the Section 184 Indian Loan Program is designed to offer home ownership, property rehabilitation, new construction, and refinance opportunities for eligible individual Native Americans, tribes, and Indian Housing authorities.
HUD: Indian Housing Block Grants (IHBG)
May 17, 2008
The Native American Housing Assistance and Self-Determination Act of 1996 (NAHASDA) reorganized the system of Federal housing assistance to Native Americans by eliminating several separate programs and replacing them with a single block grant program that recognizes the right of Indian self-determin... HUD Strategic Plan
HUD’s Strategic Plan
May 17, 2008
The U.S. Department of Housing and Urban Development has issued an updated six-year Strategic Plan to guide operations for fiscal years 2006-2011. HUD transmitted the Strategic Plan to Congress on March 31, 2006. Affordable Housing Development
Housing and Community Development Programs
November 14, 2008
By: House Committee on Financial Services - Congressman Barney Frank (D-MA)
The Department of Housing and Urban Development (HUD) will provide more than $31 billion this fiscal year in funding for affordable housing and community development purposes. Approximately two- thirds of the HUD budget goes to provide rental assistance for low-income families, seniors, and the disa...
Home Investment Partnerships Program (HOME)
May 17, 2008
The HOME program provides grant funding through formula allocations to states and local governments to strengthen public-private partnerships and increase the supply of affordable housing for low-and very low-income households.
Homeownership Zone Initiative (HOZ)
May 17, 2008
The Homeownership Zone Initiative (HOZ) allows communities to reclaim vacant and blighted properties, increase homeownership, and promote economic revitalization by creating entire neighborhoods of new, single-family homes, called Homeownership Zones. HUD Assistance for Disaster Recovery
HUD Assistance for Disaster Recovery
May 17, 2008
The Federal Housing Administration (FHA) activates a disaster assistance letter when the President officially declares a state, county or community a disaster area. |
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