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Go Back   Community Development Banking Listserv Archive > CDB-L 2010 Archive > CDB-L General Discussion - (Archive 2010)

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Old 10-07-2010, 10:58 PM
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Default Question about community development loan funds

Original message from: rbgeorgejr@gmail.com

I have several questions for all of you with experience in (business)
community development loan funds:


1) Regarding the debt capitalization of a community development loan fund
from foundation PRIs, commercial banks, etc., are there fairly typical
repayment terms? How common is interest-only capitalization?


2) Among the interest rates community development loan funds charge their
borrowers, what are most common: variable, variable with caps and floors,
or fixed interest rates?


I'm sure each of these factors is variable and situation specific, but I'm
more so trying to understand general trends.
Thank you in advance for any information you can give me.


Ross George
Independent Consultant
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