Job opening-loan officer.

[Community Development Banking List]

Original message from: Kevin.Kelly@ecdcinternational.org

The ECDC Enterprise Development group is looking for a loan officer. We
serve the metropolitan Washington, DC area.



JOB DESCRIPTION

Job Title: Loan Officer / Technical Advisor



The Loan Officer/Technical Advisor packages and makes loans to eligible
small businesses owners / individuals; and provides pre-loan and
post-loan training and technical assistance to low-to-moderate income
entrepreneurs who want to start or expand a small business in the EDG
service area.



Job Responsibilities:

Primary Duties;



Loan Packaging: Acquires basic loan information, reviews application for
thoroughness, determines the need for additional information, and
performs the necessary due diligence including site visits and checking
references, and verifies accuracy and completeness of information
provided.



** Loan Analysis & Presentation: Analyzes loan requests in line with the
EDG's lending policy and procedure manual and standard best practices
which includes: character, cash flow, collateral, capitalization, and
business conditions. Works with clients to strengthen their packages.
Takes loans through internal staff review and approval process; or for
external review when appropriate with the Loan Review Committee.



** Maintenance of Relationship: Maintains existing relationships with
clients; reviews monthly loan payment status of borrowers processed by
him/her or assigned by management and provides TA as needed for slow
payers.



** Post-loan TA: Mentors clients by providing post loan technical
assistance and training, such as: bookkeeping, budgeting/planning,
marketing, cash flow preparation, financial management, tax planning,
compliance with the federal and state laws, etc.



** Marketing/Client Intake: Solicits and develops new relationships with
potential micro-loan applicants through planned marketing and outreach.
Determines client's plan for pre-loan technical assistance and training
needs during intake process.



** Training: Conducts business training programs on issues related to
small business management such as: business planning, marketing,
bookkeeping, financial and cash flow management either in groups or
one-to-one sessions to potential loan applicants or existing borrowers
as needed;



** Pre-loan Technical Assistance (TA): Provides pre-loan TA either in
groups or one-to-one sessions, to potential borrowers on issues related
with business planning; cash flow, marketing and promotion, business
licensing etc.



Other Duties



** Loan Committee; Refers applications to Internal Loan Review Committee
and meets with members on details of applications;



** Representation: Participates in civic and community events, funders
meetings and seminars, AEO meetings and others as assigned by management
from time to time;



** Other Committees: Attends various committee meetings and planning
sessions as needed;



** Recruitment of Volunteers and mentors: Participates in the selection
and recruitment of volunteers who have the technical know-how and
expertise (e.g. CPAs, lawyers, marketers, etc.) to assist clients;



** Projects: Contributes to team effort by working on special
project/programs/reports as assigned;



** Others Duties: Does other job related duties as required.



QUALIFICATIONS:



* At least three years of experience in the following: loan
processing/servicing, preferably with a micro-enterprise or a bank.
Small business ownership or entrepreneurship, business
training/counseling, community development experience all considered
valuable.



* Excellent interpersonal and analytical skills.



* Ability to work with clientele of wide ranging ethnicity, educational
level, socioeconomic status.



* Excellent verbal and written proficiency in English; knowledge of
other languages a plus.



* Computer proficiency in word processing, spreadsheet programs.



* Access to a vehicle for client site visits is strongly preferred.



* Willingness to learn, demonstrated initiative, and a team player.



* At least a BA/BS degree in finance, business administration,
accounting, community development, or in a related field. Advanced
degree in related field preferable.



* Must have proper status for employment in the United States



* Must have a clean driving record and access to a car is strongly
preferred.







Reports to the Managing Director.



ECDC EDG maintains a drug-free workplace.





Send resumes to: Kevin.kelly@ecdcinternational.org





Kevin Kelly

Managing Director

ECDC Enterprise Development Group
901 South Highland Street
Arlington VA 22204
Tel 703-685-0510 ext 225

kevin.kelly@ecdcinternational.org
Website: www.entdevgroup.org <http://www.entdevgroup.org/>

Please join us for ECDC's 16th National Conference - African Refugees
and Immigrants: Changes, Challenges, and Champions.
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held May 3-5, 2010 at the Holiday Inn Arlington in Arlington, Virginia.
For more information, click here
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Gebremedhin: at Senay.Hg@ecdcinternational.org
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