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#1
04-29-2008, 04:23 PM
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Re: communitydevelopmentbanking-l digest: April 12, 2008
Original message from: breakingthecurse@aol.com
I am looking for sources to assist Florida residents who are upside down on their mortgages. ?Gayle Warren,B.A., A.A.S. President/CEO BTFC Foundation and Development Corporation 4449 Easton Way, Ste 200 Columbus, Ohio 43219 614-934-1787 (o) 614-515-9254 (c) BreakingTheCurse@aol.com "Breaking The Financial Curse, One Person At A Time" www.prepaidlegal.com/hub/gcalloway -----Original Message----- From: Jones, Anthony M <ajones@co.pinellas.fl.us> To: For more information <communitydevelopmentbanking-l@list.cornell.edu> Sent: Mon, 14 Apr 2008 10:43 am Subject: RE: communitydevelopmentbanking-l digest: April 12, 2008 Excellent point! You can also get those listings free of charge from your local County office. ************************************************** ******************* Note: this message is a public record, as is any reply received. Anthony M. Jones, Director Pinellas County Community Development Department & Housing Finance Authority of Pinellas County 600 Cleveland Street, Suite 800 Clearwater, FL 33755 Phone: 727.464.8230 FAX: 727.464.8260 ajones@pinellascounty.org http://www.pinellascounty.org/community All transmissions to and from Pinellas County are subject to the Public Records Laws of Florida, ************************************************** ****************** -----Original Message----- From: bounce-2582882-4991389@list.cornell.edu [mailto:bounce-2582882-4991389@list.cornell.edu] On Behalf Of For more information digest Sent: Sunday, April 13, 2008 2:00 AM To: communitydevelopmentbanking-l digest recipients Subject: communitydevelopmentbanking-l digest: April 12, 2008 COMMUNITYDEVELOPMENTBANKING-L Digest for Saturday, April 12, 2008. 1. a question about identifying homeowners in default 2. RE: a question about identifying homeowners in default ---------------------------------------------------------------------- Subject: a question about identifying homeowners in default From: "Hannah McKinney" <Hannah.Mckinney@kzoo.edu> Date: Sat, 12 Apr 2008 10:14:06 -0400 X-Message-Number: 1 Michigan has recently enacted "Save the Dream" legislation that creates a mechanism to refinance ARMs and also has a rescue fund component. We have a local coalition that has been working on foreclosure issues and have come to realize that predatory lenders can identify individual =3D homeowners who are in default and in danger of foreclosure. If we could do the same, we could help homeowners access the Save the Dream programs which are targeted to pre-foreclosure homeowners. So my question is this: how does an entity identify target homeowners? Could a community coalition do the same thing? Where do we get the information? Thanks!!! Hannah McKinney Professor of Economics and Business Kalamazoo College ---------------------------------------------------------------------- Subject: RE: a question about identifying homeowners in default From: "SDUEC" <eddie@sduec.org> Date: Sat, 12 Apr 2008 09:30:24 -0700 X-Message-Number: 2 Yes, a community coalition or individual can do the same thing. You can go to http://www.countyrecordsresearch.com/ and get a listing of defaults and foreclosures in a specified geographical area. We (San Diego Urban Economic Corporation) have been using it to not only identify those how need expeditious assistance, but which also identifies the lender to target for chastising  .We've been able to target market to specific homeowners whom we KNOW to be in danger and have been able to assist approx 35 homeowners with KEEPING their homes. (That may seem like a small number, but we are a small organization). In addition we've been able to educate those whom are not in danger so that they may become stronger advocates for the assistance SDUEC provides. Conversely, we are also looking for capital to fund a land bank or trust in targeted areas to combat capitalistic speculators who are buying properties to rent out, with no regard to the fabric of the communities. There is the possibility for community based organizations to increase and broaden their social portfolios and goodwill work by owning more of their respective communities, as opposed to speculators whose only concern is profit. Eddie Price, President San Diego Urban Economic Corporation _____ From: bounce-2581697-5317872@list.cornell.edu [mailto:bounce-2581697-5317872@list.cornell.edu] On Behalf Of Hannah McKinney Sent: Saturday, April 12, 2008 7:14 AM To: Subject: a question about identifying homeowners in default Michigan has recently enacted "Save the Dream" legislation that creates a mechanism to refinance ARMs and also has a rescue fund component. We have a local coalition that has been working on foreclosure issues and have come to realize that predatory lenders can identify individual =3D homeowners who are in default and in danger of foreclosure. If we could do the same, we could help homeowners access the Save the Dream programs which are targeted to pre-foreclosure homeowners. So my question is this: how does an entity identify target homeowners? Could a community coalition do the same thing? Where do we get the information? Thanks!!! Hannah McKinney Professor of Economics and Business Kalamazoo College __________ NOD32 3020 (20080411) Information __________ This message was checked by NOD32 antivirus system. http://www.eset.com __________ NOD32 3020 (20080411) Information __________ This message was checked by NOD32 antivirus system. http://www.eset.com --- END OF DIGEST |
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#2
04-29-2008, 04:23 PM
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RE: communitydevelopmentbanking-l digest: April 12, 2008
Original message from: ajones@co.pinellas.fl.us
Excellent point! You can also get those listings free of charge from your local County office. ************************************************** ******************* Note: this message is a public record, as is any reply received. Anthony M. Jones, Director Pinellas County Community Development Department & Housing Finance Authority of Pinellas County 600 Cleveland Street, Suite 800 Clearwater, FL 33755 Phone: 727.464.8230 FAX: 727.464.8260 ajones@pinellascounty.org http://www.pinellascounty.org/community All transmissions to and from Pinellas County are subject to the Public Records Laws of Florida, ************************************************** ****************** -----Original Message----- From: bounce-2582882-4991389@list.cornell.edu [mailto:bounce-2582882-4991389@list.cornell.edu] On Behalf Of For more information digest Sent: Sunday, April 13, 2008 2:00 AM To: communitydevelopmentbanking-l digest recipients Subject: communitydevelopmentbanking-l digest: April 12, 2008 COMMUNITYDEVELOPMENTBANKING-L Digest for Saturday, April 12, 2008. 1. a question about identifying homeowners in default 2. RE: a question about identifying homeowners in default ---------------------------------------------------------------------- Subject: a question about identifying homeowners in default From: "Hannah McKinney" <Hannah.Mckinney@kzoo.edu> Date: Sat, 12 Apr 2008 10:14:06 -0400 X-Message-Number: 1 Michigan has recently enacted "Save the Dream" legislation that creates a mechanism to refinance ARMs and also has a rescue fund component. We have a local coalition that has been working on foreclosure issues and have come to realize that predatory lenders can identify individual =3D homeowners who are in default and in danger of foreclosure. If we could do the same, we could help homeowners access the Save the Dream programs which are targeted to pre-foreclosure homeowners. So my question is this: how does an entity identify target homeowners? Could a community coalition do the same thing? Where do we get the information? Thanks!!! Hannah McKinney Professor of Economics and Business Kalamazoo College ---------------------------------------------------------------------- Subject: RE: a question about identifying homeowners in default From: "SDUEC" <eddie@sduec.org> Date: Sat, 12 Apr 2008 09:30:24 -0700 X-Message-Number: 2 Yes, a community coalition or individual can do the same thing. You can go to http://www.countyrecordsresearch.com/ and get a listing of defaults and foreclosures in a specified geographical area. We (San Diego Urban Economic Corporation) have been using it to not only identify those how need expeditious assistance, but which also identifies the lender to target for chastising .We've been able to target market to specific homeowners whom we KNOW to be in danger and have been able to assist approx 35 homeowners with KEEPING their homes. (That may seem like a small number, but we are a small organization). In addition we've been able to educate those whom are not in danger so that they may become stronger advocates for the assistance SDUEC provides. Conversely, we are also looking for capital to fund a land bank or trust in targeted areas to combat capitalistic speculators who are buying properties to rent out, with no regard to the fabric of the communities. There is the possibility for community based organizations to increase and broaden their social portfolios and goodwill work by owning more of their respective communities, as opposed to speculators whose only concern is profit. Eddie Price, President San Diego Urban Economic Corporation _____ From: bounce-2581697-5317872@list.cornell.edu [mailto:bounce-2581697-5317872@list.cornell.edu] On Behalf Of Hannah McKinney Sent: Saturday, April 12, 2008 7:14 AM To: Subject: a question about identifying homeowners in default Michigan has recently enacted "Save the Dream" legislation that creates a mechanism to refinance ARMs and also has a rescue fund component. We have a local coalition that has been working on foreclosure issues and have come to realize that predatory lenders can identify individual =3D homeowners who are in default and in danger of foreclosure. If we could do the same, we could help homeowners access the Save the Dream programs which are targeted to pre-foreclosure homeowners. So my question is this: how does an entity identify target homeowners? Could a community coalition do the same thing? Where do we get the information? Thanks!!! Hannah McKinney Professor of Economics and Business Kalamazoo College __________ NOD32 3020 (20080411) Information __________ This message was checked by NOD32 antivirus system. http://www.eset.com __________ NOD32 3020 (20080411) Information __________ This message was checked by NOD32 antivirus system. http://www.eset.com --- END OF DIGEST |
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