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#1
12-31-1969, 07:00 PM
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Woodstock financial literacy report
<!doctype html public "-//w3c//dtd html 4.0 transitional//en"> Hi everyone! I tried to send this last week but my email was all messed up so it didn't go through.
FYI, a new report from Woodstock Institute, Tools for Survival: An Analysis of Financial Literacy Programs for Lower-Income Families, shows how low-income people are exploited by segments of the financial service sector and how many families lack the tools to avoid exploitative products and marketing. The report details what financial training poorer Americans receive and makes recommendations for providing more adequate training. The report details the work of the organizations that are currently the largest providers of financial education: schools, the Cooperative Extension System, consumer credit counseling agencies, and employers. Although banks and other financial institutions offer programs, their contribution is minuscule compared to their resources and the size of the problem. Community groups, social service agencies, and organizations offering Individual Development Account (IDA) programs, though small in scale, are increasingly providing financial education programs and their efforts are profiled as well. Since many of these provider institutions are organized at the state or local levels, the report gives a comprehensive picture of financial literacy training in Illinois, but also draws information from other states and describes national resources for local providers. * Woodstock Institute publication prices: $15 (nonprofit / university / government rate) or $30 (for-profit rate). --Katy Jacob Research/Communications Associate Woodstock Institute 407 S. Dearborn Suite 550 Chicago, IL* 60605 (312)427-8070 FAX: (312)427-4007 woodstock@woodstockinst.org (woodstock@woodstockinst.org) * This post transferred from the cdb-l mailing list 
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