Group Lending in the US - Latest Stats

The most recent 1999 Directory of US Microenterprise Programs conducted by
the Apsen Institute in collaboration with the Association for Enterprise
Opportunity documents 342 US programs ( an increase of 4% since the 1996
directory). Regarding group lending:

72% of all programs provide credit, 64% provide both credit and technical
training
16% of all pragrams provide group lending services; 65% of all program
provide individual lending services
BUT: only just over 15% of al clients served are borrowers (of 55,756
clients, 5,984 are borrowing)

This supports Jason' statement that the majority of microenterprises in the
US are receiving training and TA services but are not borrowing. and Bill's
statement that around 15% of program are group lenders.

To get the "1999 Directory of US Microenterprise Programs" ($15) contact

The Aspen Institute Publications Office
P.O. Box 222
Queenstown, MD 21658

PH: 410-820-5338
FAX: 410-827-9174

If you are an Association for Enteprise Opportunity member, your copy is
complimentary with your membership.
AEO: 312-357-0177










At 01:05 PM 5/23/99 -0400, you wrote:
>Bonjour,
>
>Regarding Jason J. Friedman's statement that, in the U.S., microcredit is
>not synonymous with peer lending and that peer lending represents probably
>less than five percent of all lending activity by micro-enterprise
>organizations, I would like to know if this is a trend. The latest figures
>that I have are from a report published by The Aspen Institute, Washington,
>D.C., in 1996, "The Practice of Microenterprise in the U.S.: Strategies,
>Costs, and Effectiveness", by Elaine Edgcomb, Joyce Klein, and Peggy Clark.
>This report indicates that of 266 "practitioner programs", 193 provided
>credit services, 51 of which (19% of the agencies) used group lending
>methods. If this is down to 5%, this seems to be a significant shift. Can
>anyone refer me to a more up-to-date study?
>
>Merci beaucoup!
>
>Bill Ninacs
>
>
>William A. Ninacs
>C.P. 92
>Victoriaville (Québec)
>G6P 6S4
>
>(819) 758-7401
>télécopieur : (819) 758-4822
>
>répondez à l'adresse suivante, s'il-vous-plaît : ninacs@ivic.qc.ca
>Please reply to: ninacs@ivic.qc.ca
>

Mary McVay
Microenterprise Consultant
773-274-1340 (USA)


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