Diagram on Dual Financial Services System

[Community Development Banking List]

Original message from: servonl@newschool.edu

Hi All-

I am trying to track down a diagram, which I think was created by one of
the CDFIs, that illustrates the dual financial services system. It
basically had two paths, showing how more advantaged people have access
to banks, etc., and less advantaged end up using fringe financial
services. I´ve tried every search I can think of on Google and still
can´t find it. Does anyone have any idea what I´m talking about and, if
so,
can you send me a link?

Thanks very much-

Lisa Servon



Lisa J. Servon
Professor
Milano the New School for Management & Urban Policy
72 Fifth Avenue, 4th floor
New York, NY 10011
212.229.5400, x1618
servonL@newschool.edu

[Community Development Banking List]

Original message from: servonl@newschool.edu

Hi All-

Thanks to Matt Davis, I've found what I was looking for. Many, many of you requested a copy so I am posting the link below. If you use it, please give credit to Alternatives Federal Credit Union.

http://www.alternatives.org/img/profiles/14b.jpg ('http://www.alternatives.org/img/profiles/14b.jpg')

Thank you!

Lisa

Lisa J. Servon
Professor
Milano the New School for Management & Urban Policy
72 Fifth Avenue, 4th floor
New York, NY 10011
212.229.5400, x1618
servonL@newschool.edu

[Community Development Banking List]

Original message from: Lackerman@alternatives.org

P.S. The diagram is called The Credit Path, and more information about the
path and its stages (which are not necessarily sequential!) can be found on
our website at http://www.alternatives.org/creditpath.html ('http://www.alternatives.org/creditpath.html')

cheers,
Leslie


===---==---==---==---===<<<>>>===---==---==---==---== Leslie Ackerman
Business CENTS Director
Alternatives Federal Credit Union
125 N. Fulton Street, Ithaca, NY 14850-5431
(607) 216-3423 fax (607) 277-6391 www.alternatives.org
===---==---==---==---===<<<>>>===---==---==---==---==



At 12:24 PM 11/29/2010, Lisa Servon wrote:
Hi All-

Thanks to Matt Davis, I've found what I was looking for. Many, many of
you requested a copy so I am posting the link below. If you use it,
please give credit to Alternatives Federal Credit Union.

http://www.alternatives.org/img/profiles/14b.jpg ('http://www.alternatives.org/img/profiles/14b.jpg')

Thank you!

Lisa

Lisa J. Servon
Professor
Milano the New School for Management & Urban Policy
72 Fifth Avenue, 4th floor
New York, NY 10011
212.229.5400, x1618
servonL@newschool.edu

[Community Development Banking List]

Original message from: jan.simpson@aspeninst.org

And, a research report about The Credit Path, based on a survey of 900 Alternatives customers, can be found here http://tinyurl.com/2czkkpz, ('http://tinyurl.com/2czkkpz,') and reveals the often-non-sequential stages that Leslie mentions below.

________________________________
From: bounce-7469280-13419081@list.cornell.edu [mailto:bounce-7469280-13419081@list.cornell.edu] On Behalf Of Leslie Ackerman
Sent: Monday, November 29, 2010 1:38 PM
To: communitydevelopmentbanking-l@list.cornell.edu
Subject: Re: Found the diagram!

P.S. The diagram is called The Credit Path, and more information about the path and its stages (which are not necessarily sequential!) can be found on our website at http://www.alternatives.org/creditpath.html ('http://www.alternatives.org/creditpath.html')

cheers,
Leslie



===---==---==---==---===<<<>>>===---==---==---==---== Leslie Ackerman
Business CENTS Director
Alternatives Federal Credit Union
125 N. Fulton Street, Ithaca, NY 14850-5431
(607) 216-3423 fax (607) 277-6391 www.alternatives.org<http://www.alternatives.org/> ('http://www.alternatives.org/>')
===---==---==---==---===<<<>>>===---==---==---==---==



At 12:24 PM 11/29/2010, Lisa Servon wrote:
Hi All-

Thanks to Matt Davis, I've found what I was looking for. Many, many of you requested a copy so I am posting the link below. If you use it, please give credit to Alternatives Federal Credit Union.

http://www.alternatives.org/img/profiles/14b.jpg ('http://www.alternatives.org/img/profiles/14b.jpg')

Thank you!

Lisa

Lisa J. Servon
Professor
Milano the New School for Management & Urban Policy
72 Fifth Avenue, 4th floor
New York, NY 10011
212.229.5400, x1618
servonL@newschool.edu



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