Community Development Banking List
03-11-2010, 10:30 AM
Original message from: bcahan@urbanlogic.org
Hi Community Development Banking ListServ Inpsirers:
This has been an amazing listserv of practical answers across a range of
topics, so I¹m sharing our pressing need today.
We are working to create GoodBank(IO) as a high transparency/ethical
banking paradigm, as described in this article
http://www.frbsf.org/publications/community/review/vol5_issue2/cahan.pdf ('http://www.frbsf.org/publications/community/review/vol5_issue2/cahan.pdf')
GoodBank is conceived as part bank and part incubator for technologies to
improve social financial literacy (knowing what happens with your money out
in the world).
There have been 10 business cycles since World War II. In modeling the
GoodBank¹s operations, we want to tether our projections to the actual
experience of peer banks through business cycles. In due course, the
current contraction (recession) while deeper and wider than most will/has
bottom out, expansion will recur, and with it another recession with follow
and so on.
How should banks behave in conformity to the season predictability * the
inevitability - of business cycle waveforms? This question is uppermost in
our in thinking through pitching GoodBank to potential investors and
planning meetings with regulators.
Has anyone used past business cycles as part of their financial modeling/pro
forma projections/budgeting? If so, what variables of business cycling seem
most correlated to community bank performance?
We¹re looking for experienced peers, smart social MBAs and experienced Excel
MySQL/Filemaker Pro developers to help us pro bono with this task. If you
know any, feel free to pass this posting on to them.
Many thanks,
Bruce
Bruce Cahan
Cell: (212) 399-9700
bcahan@urbanlogic.org
www.urbanlogic.org
Skype: bbcesq
Twitter: brucecahan
Ashoka Fellow = Social Investment Entrepreneur
Stanford Center for Internet & Society * Non-Residential Fellow
President - Urban Logic (A NY nonprofit, qualified in CA)
Profile - http://www.google.com/profiles/brucebcahan ('http://www.google.com/profiles/brucebcahan')
Read more about our ethical/high-transparency bank project:
* http://www.frbsf.org/publications/community/review/vol5_issue2/cahan.pdf ('http://www.frbsf.org/publications/community/review/vol5_issue2/cahan.pdf')
* http://www.goodbank.info/w ('http://www.goodbank.info/w')
Hi Community Development Banking ListServ Inpsirers:
This has been an amazing listserv of practical answers across a range of
topics, so I¹m sharing our pressing need today.
We are working to create GoodBank(IO) as a high transparency/ethical
banking paradigm, as described in this article
http://www.frbsf.org/publications/community/review/vol5_issue2/cahan.pdf ('http://www.frbsf.org/publications/community/review/vol5_issue2/cahan.pdf')
GoodBank is conceived as part bank and part incubator for technologies to
improve social financial literacy (knowing what happens with your money out
in the world).
There have been 10 business cycles since World War II. In modeling the
GoodBank¹s operations, we want to tether our projections to the actual
experience of peer banks through business cycles. In due course, the
current contraction (recession) while deeper and wider than most will/has
bottom out, expansion will recur, and with it another recession with follow
and so on.
How should banks behave in conformity to the season predictability * the
inevitability - of business cycle waveforms? This question is uppermost in
our in thinking through pitching GoodBank to potential investors and
planning meetings with regulators.
Has anyone used past business cycles as part of their financial modeling/pro
forma projections/budgeting? If so, what variables of business cycling seem
most correlated to community bank performance?
We¹re looking for experienced peers, smart social MBAs and experienced Excel
MySQL/Filemaker Pro developers to help us pro bono with this task. If you
know any, feel free to pass this posting on to them.
Many thanks,
Bruce
Bruce Cahan
Cell: (212) 399-9700
bcahan@urbanlogic.org
www.urbanlogic.org
Skype: bbcesq
Twitter: brucecahan
Ashoka Fellow = Social Investment Entrepreneur
Stanford Center for Internet & Society * Non-Residential Fellow
President - Urban Logic (A NY nonprofit, qualified in CA)
Profile - http://www.google.com/profiles/brucebcahan ('http://www.google.com/profiles/brucebcahan')
Read more about our ethical/high-transparency bank project:
* http://www.frbsf.org/publications/community/review/vol5_issue2/cahan.pdf ('http://www.frbsf.org/publications/community/review/vol5_issue2/cahan.pdf')
* http://www.goodbank.info/w ('http://www.goodbank.info/w')