Community Development Banking List
12-22-2008, 09:46 AM
Original message from: careers@enterprisecommunity.org
Please post the below listed position on your Listserv website. Thank
you
Enterprise Community Partners - Loan Fund, Chief Credit Officer
12/21/2008
Reporting to the President of Enterprise Community Loan Fund, the Chief
Credit Officer is the member of the senior management team responsible
for credit and risk management functions for the Loan Fund's $300
million portfolio of community development loans. The Chief Credit
Officer's major responsibilities include managing credit risk and
portfolio performance, supervising portfolio reporting and servicing
functions, as well as developing and implementing credit policies and
procedures that support strong credit quality and improve front line
credit and risk management. He/she will work closely with staff,
financial institutions, and Enterprise affiliates and subsidiaries to
define and implement tactical plans that support the strategic goals and
priorities of the Loan Fund. The position requires an experienced
professional with strong analytical, financial and management skills.
This position is expected to work collaboratively with the Chief Lending
Officer.
Undergraduate degree required; advanced degree in business, finance or
related field preferred
* Ten (10) years of lending experience, with five (5) years of
progressively responsible management experience including supervision of
lending and credit analysis functions; experience in managing troubled
loans and workouts is highly desirable.
* Demonstrated experience in and knowledge of the community
development and affordable housing fields; knowledge of and experience
working with public subsidy programs is preferred.
* Ability to manage multiple projects and assignments, meet tight
deadlines, coordinate and communicate effectively among widely-dispersed
parties.
* Strong customer service orientation and demonstrated skills in
relationship management and cultivation.
* Detailed analytical skills with database management and
spreadsheet knowledge
* Excellent oral and written communication skills with
demonstrated ability to represent Enterprise's mission and work in all
internal and external forums
* Ability to travel up to 20% of the time
Review all loans and modification requests to ensure they are properly
risk rated, comply with credit policies or warrant a waiver, and approve
as appropriate under delegated approval authority.
* Analyze and monitor portfolio performance to guide the
development, implementation or updating of credit policies and risk
rating guidelines, and report findings to the Board of Directors as
necessary.
* Chair the Delinquency Committee and assume primary
responsibility for establishing loan loss reserves and ensuring full
implementation of workout plans for delinquent and troubled loans.
* Supervise the credit administration function, including loan
servicing, portfolio reporting and credit analysis.
* Assist in the development of new products, programs and regional
loan funds by crafting credit policies and procedures that support their
strategic objectives and risk tolerance.
* Collaborate with the chief lending officer to assess training
needs of a team of ten lenders and to develop semi-annual seminars that
address the skill and knowledge gaps identified.
* Manage the Loan Committee process and serve as primary liaison
to Enterprise-wide risk management team and for all external credit
reviews and internal control audits involving lending areas.
* Assist with other projects as needed
If there is a problem with the above posting, please contact Cheryl
Peoples directly at 410-772-3058. Thank you.
Please post the below listed position on your Listserv website. Thank
you
Enterprise Community Partners - Loan Fund, Chief Credit Officer
12/21/2008
Reporting to the President of Enterprise Community Loan Fund, the Chief
Credit Officer is the member of the senior management team responsible
for credit and risk management functions for the Loan Fund's $300
million portfolio of community development loans. The Chief Credit
Officer's major responsibilities include managing credit risk and
portfolio performance, supervising portfolio reporting and servicing
functions, as well as developing and implementing credit policies and
procedures that support strong credit quality and improve front line
credit and risk management. He/she will work closely with staff,
financial institutions, and Enterprise affiliates and subsidiaries to
define and implement tactical plans that support the strategic goals and
priorities of the Loan Fund. The position requires an experienced
professional with strong analytical, financial and management skills.
This position is expected to work collaboratively with the Chief Lending
Officer.
Undergraduate degree required; advanced degree in business, finance or
related field preferred
* Ten (10) years of lending experience, with five (5) years of
progressively responsible management experience including supervision of
lending and credit analysis functions; experience in managing troubled
loans and workouts is highly desirable.
* Demonstrated experience in and knowledge of the community
development and affordable housing fields; knowledge of and experience
working with public subsidy programs is preferred.
* Ability to manage multiple projects and assignments, meet tight
deadlines, coordinate and communicate effectively among widely-dispersed
parties.
* Strong customer service orientation and demonstrated skills in
relationship management and cultivation.
* Detailed analytical skills with database management and
spreadsheet knowledge
* Excellent oral and written communication skills with
demonstrated ability to represent Enterprise's mission and work in all
internal and external forums
* Ability to travel up to 20% of the time
Review all loans and modification requests to ensure they are properly
risk rated, comply with credit policies or warrant a waiver, and approve
as appropriate under delegated approval authority.
* Analyze and monitor portfolio performance to guide the
development, implementation or updating of credit policies and risk
rating guidelines, and report findings to the Board of Directors as
necessary.
* Chair the Delinquency Committee and assume primary
responsibility for establishing loan loss reserves and ensuring full
implementation of workout plans for delinquent and troubled loans.
* Supervise the credit administration function, including loan
servicing, portfolio reporting and credit analysis.
* Assist in the development of new products, programs and regional
loan funds by crafting credit policies and procedures that support their
strategic objectives and risk tolerance.
* Collaborate with the chief lending officer to assess training
needs of a team of ten lenders and to develop semi-annual seminars that
address the skill and knowledge gaps identified.
* Manage the Loan Committee process and serve as primary liaison
to Enterprise-wide risk management team and for all external credit
reviews and internal control audits involving lending areas.
* Assist with other projects as needed
If there is a problem with the above posting, please contact Cheryl
Peoples directly at 410-772-3058. Thank you.