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Hurricane Watch 2009
Presented as a Public Service by:
 National Community Reinvestment Coalition
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Today's Highlighted Articles
Fixed-Rate Mortgage Rates Inch Downward to Another New Low for the Sixth Consecutive Week
  July 30, 2010 By: Freddie Mac McLean, VA – Freddie Mac (OTC: FMCC) has released the results of its Primary Mortgage Market Survey® (PMMS®), with the 30-year and 15-year fixed-rate mortgages reaching record lows for this survey. (The 30-year fixed-rate survey began in 1971, and the 15-year began in 1991.)
Does CRA Small Business Lending Increase Employment:An Examination on a County Level
 July 30, 2010 By: National Community Reinvestment Coalition Small businesses are the driving force behind job creation, yet many struggle to find the capital they need to survive and grow. Women and minority-owned businesses face additional impediments. Today, we’re pleased to announce a new NCRC study, “Does CRA Small Business Lending Increase Employment: a...
State Bank Regulators Support Proposed CRA Expansion
 July 30, 2010 By: MortgageOrb.com The Conference of State Bank Supervisors (CSBS) and the American Council of State Savings Supervisors (ACSSS) have issued a comment letter this week indicating their support of a proposed rule that would allow banks to receive Community Reinvestment Act consideration for investment activities under ...
Borrowers without alternatives fall prey to predatory lenders
 July 30, 2010 By: Borderzine EL PASO, Texas — Payday lending seems to be the only recourse for many people with no credit or damaged credit needing financial assistance in this rough economy. Many people find it hard to pay all their bills when their work hours are cut and they find themselves without cash. They have to turn to...
CRA - Ensuring Access to Credit and Capital for Small Businesses and Responsible Homeowners
 July 29, 2010 By: John Taylor, Pres. & CEO, National Community Reinvestment Coalition Arlington, VA- At the first of four hearings, the National Community Reinvestment Coalition (NCRC) told four federal bank regulators that the Community Reinvestment Act has been a model for responsible lending, and should be enforced more effectively and expanded. Growing concern with the contractio... Subscribe to the NCRC YouTube Channel! The Community Development Banking Listserv (CDBL)The premier list serv for practitioners including Community Development Credit Unions, CD Banks, CDCs, CD Loan Funds, and non-profits involved in support. The discussions have ranged from the practical (construction, mortgage, and small business lending; job opportunities, conferences, fundraising) to legislative (CRA, HMDA, and CDFI) to the cutting edge (micro-loan funds, peer lending, local currency, targeting social impact). Click here for more info. |
Tune In to The Obama White House And Issues and Actions Taken - Click BelowEconomic Stimulus ProgramsThe American Recovery and Reinvestment Act will be carried out with full transparency and accountability -- and www.Recovery.gov is the centerpiece of that effort. Community Reinvestment Act (CRA)The Community Reinvestment is Act falsely under attack. Read the facts, not the myths. “The majority of subprime loans were originated by non-CRA covered financial institutions. In fact, only about 25 percent of sub-prime loans were made by institutions covered by CRA.” -- click here for CIN’s CRA news, commentary and analysis. |
Financial Crisis SpotlightFeatured NCRC Rescue ProgramNCRC Proposes Innovative Program To Immediately Address the Nation’s Urgent Home Foreclosure Crisis. Small Business / EntrepreneurshipResearch Tools & Resources for CIN ReadersThe editors search out external, third-party tools and resources to help you in your own research into critical issues areas – housing, banking, lending, CRA examinations, the subprime crisis, and more. Click here to enter Research Tools & Resources. Information and News on Reverse MortgagesThis new subsection of the CIN is designed to explain reverse mortgages, including their advantages and disadvantages. Click here to enter "Reverse Mortgages" |
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Recent News CategoriesClick on the tabs below to browse each news category.Community InvestmentCommunity Investment Does CRA Small Business Lending Increase Employment:An Examination on a County Level Credit Unions Can Do More Small Business Lending, Cheney Says State Bank Regulators Support Proposed CRA Expansion CRACommunity Reinvestment Act Does CRA Small Business Lending Increase Employment:An Examination on a County Level State Bank Regulators Support Proposed CRA Expansion CRA - Ensuring Access to Credit and Capital for Small Businesses and Responsible Homeowners Predatory LendingPredatory Lending Obama Administration Announces Conference on Housing Finance Reform: “Conference on the Future of Housing Finance” set for August 17 HUD OFFERS $79 MILLION IN GRANTS FOR HOUSING COUNSELING Deceptive Marketers Banned from Selling Mortgage Relief Services; One Defendant Ordered to Pay $11.5 Million Subprime LendingSubprime Lending Fixed-Rate Mortgage Rates Inch Downward to Another New Low for the Sixth Consecutive Week Americans with highest credit scores affected by foreclosure Fannie Mae Opens Chicago Mortgage Help Center Banking ActivityBanking Activity Does CRA Small Business Lending Increase Employment:An Examination on a County Level State Bank Regulators Support Proposed CRA Expansion How My Doubts About Stimulus Were Eased – A Little Reverse MortgageReverse MortgagesWhat to do with a reverse mortgage if you remarry Published on July 30, 2010 HUD Study to Assess Consumer Protection Gaps for Reverse Mortgages Published on July 29, 2010 Reverse mortgage can be recipe for disaster - audio, video Published on July 28, 2010 HousingHousing Fixed-Rate Mortgage Rates Inch Downward to Another New Low for the Sixth Consecutive Week Americans with highest credit scores affected by foreclosure State Bank Regulators Support Proposed CRA Expansion Fair HousingFair Housing House weighs Fair Housing Act changes HUD Fair Housing Report Documents Progress, Identifies Challenges HUD AND FLORIDA MANAGEMENT COMPANIES REACH AGREEMENT TO IMPROVE AND INCREASE HOUSING OPPORTUNITIES FOR FAMILIES Mortgage Banking & LendingMortgage Banking & Lending Fixed-Rate Mortgage Rates Inch Downward to Another New Low for the Sixth Consecutive Week Americans with highest credit scores affected by foreclosure What to do with a reverse mortgage if you remarry Personal FinancePersonal Finance Fixed-Rate Mortgage Rates Inch Downward to Another New Low for the Sixth Consecutive Week Americans with highest credit scores affected by foreclosure What to do with a reverse mortgage if you remarry Credit CardsCredit Cards Top ways to hurt your credit score Credit card fees: Would capping them really help consumers? What Credit Cards Cost the Poor Payday LendingPayday Lending Borrowers without alternatives fall prey to predatory lenders Direct-deposit Social Security benefits need protection from payday lenders Rules for Payday Lenders to Change in August Small BusinessSmall Business Does CRA Small Business Lending Increase Employment:An Examination on a County Level Credit Unions Can Do More Small Business Lending, Cheney Says CRA - Ensuring Access to Credit and Capital for Small Businesses and Responsible Homeowners Refund Anticipation LoansRefund Anticipation Loans Filing 2010 Income Tax Return—Should You Get A Refund Anticipation Loan? Taxpayers: Beware of anticipation refund loans Study shows people seeking quicker refund through loan pay big fees, save little time Economic & Social JusticeEconomic & Social Justice Fannie Mae Opens Chicago Mortgage Help Center U.S. DEPARTMENT OF THE TREASURY, U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT AND THE AD COUNCIL UNVEIL NATIONAL PSA CAMPAIGN TO RAISE AWARENESS OF MAKING HOME AFFORDABLE PROGRAM CRA - Ensuring Access to Credit and Capital for Small Businesses and Responsible Homeowners Economy & YouEconomy & You Does CRA Small Business Lending Increase Employment:An Examination on a County Level Americans with highest credit scores affected by foreclosure How My Doubts About Stimulus Were Eased – A Little NCRC in the NewsNCRC in the News Does CRA Small Business Lending Increase Employment:An Examination on a County Level CRA - Ensuring Access to Credit and Capital for Small Businesses and Responsible Homeowners Obama, Wall Street look to mend fences Stakeholder NewsStakeholder News Fixed-Rate Mortgage Rates Inch Downward to Another New Low for the Sixth Consecutive Week Does CRA Small Business Lending Increase Employment:An Examination on a County Level U.S. DEPARTMENT OF THE TREASURY, U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT AND THE AD COUNCIL UNVEIL NATIONAL PSA CAMPAIGN TO RAISE AWARENESS OF MAKING HOME AFFORDABLE PROGRAM Washington WatchWashington WatchSeptember 6: The House Financial Services Committee will hold a field hearing on California's Central Valley and the foreclosure crisis. - 12 noon, Stockton Arena, Stockton, CA. September 7-9: The Conference of State Bank Supervisors and the Graduate School of Banking at Colorado host a bank directors seminar in Coeur d’Alene, ID. September 8: Congress returns from August recess. September 15-17: The National Association of State Securities Administrators holds its fall conference in Las Vegas, NV. September 17: The House Financial Services Committee will hold a hearing on mortgage industry compliance to delay home foreclosures. - 10 a.m., 2128 Rayburn House Office Building. In CongressIn Congress State Bank Regulators Support Proposed CRA Expansion House weighs Fair Housing Act changes How My Doubts About Stimulus Were Eased – A Little Regulatory NewsbytesRegulatory Newsbytes FASB Issues Exposure Draft for Measuring, Disclosing Fair Values Court Halts Elaborate International Credit Card Scam Morgan Settles Massachusetts Subprime Security Case Regulatory AffairsRegulatory Affairs Borrowers without alternatives fall prey to predatory lenders SEC Chairman Schapiro Announces Open Process for Regulatory Reform Rulemaking Obama Administration Announces Conference on Housing Finance Reform: “Conference on the Future of Housing Finance” set for August 17 Economic StimulusEconomic Stimulus How My Doubts About Stimulus Were Eased – A Little US bailouts prevented 1930s-style Great Depression say economists More job and service cuts coming from strapped counties and cities, report says |
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