The Community Investment Network Provided By NCRC
Provided By NCRC
Home About Us Contact
 
Menu Navigation

CIN RSS Feeds







Community Connections

Hurricane Watch 2009

 

Global Voices



Presented as a Public Service by:

National Community Reinvestment Coalition



Published By:

   
Today's Highlighted Articles

Fixed-Rate Mortgage Rates Inch Downward to Another New Low for the Sixth Consecutive Week


July 30, 2010 By: Freddie Mac

McLean, VA – Freddie Mac (OTC: FMCC) has released the results of its Primary Mortgage Market Survey® (PMMS®), with the 30-year and 15-year fixed-rate mortgages reaching record lows for this survey. (The 30-year fixed-rate survey began in 1971, and the 15-year began in 1991.)


Does CRA Small Business Lending Increase Employment:An Examination on a County Level


July 30, 2010 By: National Community Reinvestment Coalition

Small businesses are the driving force behind job creation, yet many struggle to find the capital they need to survive and grow. Women and minority-owned businesses face additional impediments. Today, we’re pleased to announce a new NCRC study, “Does CRA Small Business Lending Increase Employment: a...


State Bank Regulators Support Proposed CRA Expansion


July 30, 2010 By: MortgageOrb.com

The Conference of State Bank Supervisors (CSBS) and the American Council of State Savings Supervisors (ACSSS) have issued a comment letter this week indicating their support of a proposed rule that would allow banks to receive Community Reinvestment Act consideration for investment activities under ...


Borrowers without alternatives fall prey to predatory lenders


July 30, 2010 By: Borderzine

EL PASO, Texas — Payday lending seems to be the only recourse for many people with no credit or damaged credit needing financial assistance in this rough economy. Many people find it hard to pay all their bills when their work hours are cut and they find themselves without cash. They have to turn to...


CRA - Ensuring Access to Credit and Capital for Small Businesses and Responsible Homeowners


July 29, 2010 By: John Taylor, Pres. & CEO, National Community Reinvestment Coalition

Arlington, VA- At the first of four hearings, the National Community Reinvestment Coalition (NCRC) told four federal bank regulators that the Community Reinvestment Act has been a model for responsible lending, and should be enforced more effectively and expanded. Growing concern with the contractio...


Subscribe to the NCRC YouTube Channel!


The Community Development Banking Listserv (CDBL)

The premier list serv for practitioners including Community Development Credit Unions, CD Banks, CDCs, CD Loan Funds, and non-profits involved in support.  The discussions have ranged from the practical (construction, mortgage, and small business lending; job opportunities, conferences, fundraising) to legislative (CRA, HMDA, and CDFI) to the cutting edge (micro-loan funds, peer lending, local currency, targeting social impact).  Click here for more info.

          
Tune In to The Obama White House And Issues and Actions Taken - Click Below

Economic Stimulus Programs

The American Recovery and Reinvestment Act will be carried out with full transparency and accountability -- and www.Recovery.gov is the centerpiece of that effort.

Community Reinvestment Act (CRA)

The Community Reinvestment is Act falsely under attack. Read the facts, not the myths. “The majority of subprime loans were originated by non-CRA covered financial institutions. In fact, only about 25 percent of sub-prime loans were made by institutions covered by CRA.”  -- click here for CIN’s CRA news, commentary and analysis.

          


Financial Crisis Spotlight

Featured NCRC Rescue Program

NCRC Proposes Innovative Program To Immediately Address the Nation’s Urgent Home Foreclosure Crisis.
HELP Now! -- The Homeowner Emergency Loan Program (Click here for details)


Small Business / Entrepreneurship


Research Tools & Resources for CIN Readers

The editors search out external, third-party tools and resources to help you in your own research into critical issues areas – housing, banking, lending, CRA examinations, the subprime crisis, and more.  Click here to enter Research Tools &  Resources.

Information and News on Reverse Mortgages

This new subsection of the CIN is designed to explain reverse mortgages, including their advantages and disadvantages.  Click here to enter "Reverse Mortgages"

Recent News Categories

Click on the tabs below to browse each news category.

Community Investment

Community Investment

Does CRA Small Business Lending Increase Employment:An Examination on a County Level
(Published on July 30, 2010) By: National Community Reinvestment Coalition

Credit Unions Can Do More Small Business Lending, Cheney Says
(Published on July 30, 2010) By: Bloomberg/BusinessWeek

State Bank Regulators Support Proposed CRA Expansion
(Published on July 30, 2010) By: MortgageOrb.com

More Community Investment News

CRA

Community Reinvestment Act

Does CRA Small Business Lending Increase Employment:An Examination on a County Level
(Published on July 30, 2010) By: National Community Reinvestment Coalition

State Bank Regulators Support Proposed CRA Expansion
(Published on July 30, 2010) By: MortgageOrb.com

CRA - Ensuring Access to Credit and Capital for Small Businesses and Responsible Homeowners
(Published on July 29, 2010) By: John Taylor, Pres. & CEO, National Community Reinvestment Coalition

More Community Reinvestment Act News

Predatory Lending

Subprime Lending

Subprime Lending

Fixed-Rate Mortgage Rates Inch Downward to Another New Low for the Sixth Consecutive Week
(Published on July 30, 2010) By: Freddie Mac

Americans with highest credit scores affected by foreclosure
(Published on July 30, 2010) By: Credit.com

Fannie Mae Opens Chicago Mortgage Help Center
(Published on July 30, 2010) By: Fannie Mae

More Subprime Lending News

Banking Activity

Banking Activity

Does CRA Small Business Lending Increase Employment:An Examination on a County Level
(Published on July 30, 2010) By: National Community Reinvestment Coalition

State Bank Regulators Support Proposed CRA Expansion
(Published on July 30, 2010) By: MortgageOrb.com

How My Doubts About Stimulus Were Eased – A Little
(Published on July 30, 2010) By: Seeking Alpha

More Banking Activity News

Reverse Mortgage

Housing

Fair Housing

Mortgage Banking & Lending

Mortgage Banking & Lending

Fixed-Rate Mortgage Rates Inch Downward to Another New Low for the Sixth Consecutive Week
(Published on July 30, 2010) By: Freddie Mac

Americans with highest credit scores affected by foreclosure
(Published on July 30, 2010) By: Credit.com

What to do with a reverse mortgage if you remarry
(Published on July 30, 2010) By: MarketWatch

More Mortgage Banking & Lending News

Personal Finance

Credit Cards

Credit Cards

Top ways to hurt your credit score
(Published on July 30, 2010) By: Helium

Credit card fees: Would capping them really help consumers?
(Published on July 29, 2010) By: Christian Science Monitor

What Credit Cards Cost the Poor
(Published on July 28, 2010) By: The Atlantic

More Credit Card News

Payday Lending

Payday Lending

Borrowers without alternatives fall prey to predatory lenders
(Published on July 30, 2010) By: Borderzine

Direct-deposit Social Security benefits need protection from payday lenders
(Published on July 29, 2010) By: Washington Post

Rules for Payday Lenders to Change in August
(Published on July 27, 2010) By: KUNC Radio - CO

More Payday Lending News

Small Business

Small Business

Does CRA Small Business Lending Increase Employment:An Examination on a County Level
(Published on July 30, 2010) By: National Community Reinvestment Coalition

Credit Unions Can Do More Small Business Lending, Cheney Says
(Published on July 30, 2010) By: Bloomberg/BusinessWeek

CRA - Ensuring Access to Credit and Capital for Small Businesses and Responsible Homeowners
(Published on July 29, 2010) By: John Taylor, Pres. & CEO, National Community Reinvestment Coalition

More Small Business/Entrepreneurship

Refund Anticipation Loans

Refund Anticipation Loans

Filing 2010 Income Tax Return—Should You Get A Refund Anticipation Loan?
(Published on March 12, 2010) By: Red, White and Blue Press

Taxpayers: Beware of anticipation refund loans
(Published on February 24, 2010) By: Carolina Live.com

Study shows people seeking quicker refund through loan pay big fees, save little time
(Published on February 23, 2010) By: Norwalk Reflector

More Refund Anticipation Loan News

Economic & Social Justice

Economy & You

Economy & You

Does CRA Small Business Lending Increase Employment:An Examination on a County Level
(Published on July 30, 2010) By: National Community Reinvestment Coalition

Americans with highest credit scores affected by foreclosure
(Published on July 30, 2010) By: Credit.com

How My Doubts About Stimulus Were Eased – A Little
(Published on July 30, 2010) By: Seeking Alpha

More Economy & You News

NCRC in the News

NCRC in the News

Does CRA Small Business Lending Increase Employment:An Examination on a County Level
(Published on July 30, 2010) By: National Community Reinvestment Coalition

CRA - Ensuring Access to Credit and Capital for Small Businesses and Responsible Homeowners
(Published on July 29, 2010) By: John Taylor, Pres. & CEO, National Community Reinvestment Coalition

Obama, Wall Street look to mend fences
(Published on July 29, 2010) By: The Hill

More NCRC in the News

Stakeholder News

Washington Watch

Washington Watch

September 6: The House Financial Services Committee will hold a field hearing on California's Central Valley and the foreclosure crisis. - 12 noon, Stockton Arena, Stockton, CA.

September 7-9: The Conference of State Bank Supervisors and the Graduate School of Banking at Colorado host a bank directors seminar in Coeur d’Alene, ID.

September 8: Congress returns from August recess.

September 15-17: The National Association of State Securities Administrators holds its fall conference in Las Vegas, NV.

September 17: The House Financial Services Committee will hold a hearing on mortgage industry compliance to delay home foreclosures. - 10 a.m., 2128 Rayburn House Office Building.

In Congress

In Congress

State Bank Regulators Support Proposed CRA Expansion
(Published on July 30, 2010) By: MortgageOrb.com

House weighs Fair Housing Act changes
(Published on July 30, 2010) By: Daily World

How My Doubts About Stimulus Were Eased – A Little
(Published on July 30, 2010) By: Seeking Alpha

More In Congress News

Regulatory Newsbytes

Regulatory Newsbytes

FASB Issues Exposure Draft for Measuring, Disclosing Fair Values
(Published on June 30, 2010) By: The Financial Accounting Standards Board

Court Halts Elaborate International Credit Card Scam
(Published on June 30, 2010) By: The Federal Trade Commission

Morgan Settles Massachusetts Subprime Security Case
(Published on June 28, 2010) By: The Massachusetts Attorney General Martha Coakley

Regulatory Affairs

Economic Stimulus

Economic Stimulus

How My Doubts About Stimulus Were Eased – A Little
(Published on July 30, 2010) By: Seeking Alpha

US bailouts prevented 1930s-style Great Depression say economists
(Published on July 29, 2010) By: The Guardian.co.uk

More job and service cuts coming from strapped counties and cities, report says
(Published on July 28, 2010) By: Washington Post

More Economic Stimulus News and Commentary

 
This Web publishing platform and portal was created and is managed by
Governance & Accountability Institute's technology team, utilizing its
proprietary Enhanced Horizons Technologies Platformssm.  For more information
please email: info@enhancedhorizons.net.