 Federal Government |
| State Government |
| Introduction |
| Financial Education Programs and Resources |
| Banking Connections |
| News & Information |
| Case Histories |
| USDA Programs |
| USDHHS Office of Rural Health Policy |
| USDOT Rural Transportation Initiative |
| US HUD Rural Housing & Economic Development Program & Gateway |
| Homelessness |
| Homeownership Programs |
| Rental Housing Assistance |
| Public Housing Programs |
| Tribal Housing Programs |
| HUD Strategic Plan |
| Affordable Housing Development |
| HUD Assistance for Disaster Recovery |
| Adjustable Rate |
| Balloon |
| Employer-Assisted Housing |
| Fixed Rate |
| Home Construction & Renovation |
| No/Low Down Payment |
| Reverse Mortgages for Seniors |
| Special Financing |
| Fannie Mae Certified Mortgage Lenders |
| Department of Commerce |
| Department of Health and Human Services |
| Department of Agriculture |
| Department of Labor |
| Small Business Administration |
| Small Business / Entrepreneurship - An Introduction |
| Small Business Pros & Cons |
| Small Business Planner |
| Small Business Development Centers |
| Introduction & NCRC Programs |
| Alabama through Florida |
| Georgia through Maine |
| Maryland through New Hampshire |
| New Jersey through Puerto Rico |
| Rhode Island through Wyoming |
| Introduction |
| Evaluating Franchise Opportunities (SBA) |
| Contact List for Most Popular Franchise Companies |
| American Association of Franchisers and Dealers |
Hurricane Watch 2009
Presented as a Public Service by:
 National Community Reinvestment Coalition
|
Today's Highlighted Articles
Employers still skittish on hiring
  March 9, 2010 By: CNN Money Most employers are still cautious when it comes to hiring, planning neither to add nor cut jobs from their payrolls this spring, according to a staffing firm survey released Tuesday. About 73% of employers surveyed by Manpower Inc. expect no change in their hiring plans from March to June this ye...
FDIC: Hackers took more than $120M in three months
 March 9, 2010 By: BusinessWeek Ongoing computer scams targeting small businesses cost U.S. companies US$25 million in the third quarter of 2009, according to the U.S. Federal Deposit Insurance Corporation. Online banking fraud involving the electronic transfer of funds has been on the rise since 2007 and rose to more than US$120 ...
HUD STEPS UP ENFORCEMENT OF JOB CREATION REQUIREMENTS FOR STATE AND LOCAL GOVERNMENTS
 March 9, 2010 By: HUD WASHINGTON – More than 3,100 state and local government agencies have responded to the U.S. Department of Housing and Urban Development’s campaign to expand hiring and contracting opportunities for low-income persons. As a result of the effort, three out of four HUD-funded state and local agencies s...
Mom, Apple Pie and Mortgages
 March 8, 2010 By: NY Times FOR decades, the federal government has subsidized housing — particularly owner-occupied housing. This has been especially true during the continuing financial crisis, with Fannie Mae, Freddie Mac and the Federal Housing Administration propping up the housing market by issuing guarantees for investo...
Let's Not Kid Ourselves: Unless You're on Wall Street, It's All Smoke and Mirrors
 March 2, 2010 By: John Taylor, Pres. and CEO, National Community Reinvestment Coalition It was only a month ago that President Obama's tough talk about financial reform inspired us to hope for measures to protect taxpayers from future Wall Street shenanigans. Despite high unemployment, rising foreclosure rates and other lackluster economic indicators, Congress believes serious financia... Subscribe to the NCRC YouTube Channel! The Community Development Banking Listserv (CDBL)The premier list serv for practitioners including Community Development Credit Unions, CD Banks, CDCs, CD Loan Funds, and non-profits involved in support. The discussions have ranged from the practical (construction, mortgage, and small business lending; job opportunities, conferences, fundraising) to legislative (CRA, HMDA, and CDFI) to the cutting edge (micro-loan funds, peer lending, local currency, targeting social impact). Click here for more info. |
Tune In to The Obama White House And Issues and Actions Taken - Click BelowEconomic Stimulus ProgramsThe American Recovery and Reinvestment Act will be carried out with full transparency and accountability -- and www.Recovery.gov is the centerpiece of that effort. Community Reinvestment Act (CRA)The Community Reinvestment is Act falsely under attack. Read the facts, not the myths. “The majority of subprime loans were originated by non-CRA covered financial institutions. In fact, only about 25 percent of sub-prime loans were made by institutions covered by CRA.” -- click here for CIN’s CRA news, commentary and analysis. |
Financial Crisis SpotlightFeatured NCRC Rescue ProgramNCRC Proposes Innovative Program To Immediately Address the Nation’s Urgent Home Foreclosure Crisis. Small Business / EntrepreneurshipResearch Tools & Resources for CIN ReadersThe editors search out external, third-party tools and resources to help you in your own research into critical issues areas – housing, banking, lending, CRA examinations, the subprime crisis, and more. Click here to enter Research Tools & Resources. Information and News on Reverse MortgagesThis new subsection of the CIN is designed to explain reverse mortgages, including their advantages and disadvantages. Click here to enter "Reverse Mortgages" |
|||||||||||||||||||||||||
Recent News CategoriesClick on the tabs below to browse each news category.Community InvestmentCommunity Investment Small Businesses Await Details of Obama Loan Plan 120 Million Households to Begin Receiving HUD STEPS UP ENFORCEMENT OF JOB CREATION REQUIREMENTS FOR STATE AND LOCAL GOVERNMENTS CRACommunity Reinvestment Act Final Days to Register for 2010 National Interagency Community Reinvestment Conf OCC Releases CRA Evaluations For 9 National Banks What’s Next for the CRA? Predatory LendingPredatory Lending Facing foreclosure Mortgage-modification program has little effect Inheriting Foreclosure Subprime LendingSubprime Lending Mom, Apple Pie and Mortgages Program Will Pay Homeowners to Sell at a Loss Low Rates Help Make Home Buying More Affordable Banking ActivityBanking Activity Citi Foundation Launches Innovative Program to Increase College Enrollment among Low-Income and First-Generation San Francisco Students FDIC: Hackers took more than $120M in three months HSBC Expands Regional Presence with New Branch in Koreatown, Los Angeles Reverse MortgageReverse MortgagesReverse Mortgage Application Volume Continues to Slide Says FHA Published on February 25, 2010 Reverse mortgages can be useful, but do your research Published on February 23, 2010 MBA Supports Federal Regulators Guidance for Reverse Mortgages Published on February 18, 2010 HousingHousing Mom, Apple Pie and Mortgages Program Will Pay Homeowners to Sell at a Loss Firm gets $8.5 federal stimulus award to build affordable housing in Wareham Fair HousingFair Housing Justice Department Files Lawsuit Alleging Racial Discrimination at Ann Arbor, Michigan, Apartment Complex HUD CHARGES NEW YORK LANDLORDS WITH DISCRIMINATING AGAINST VETERAN WITH DISABILITIES Fair housing plan can serve as a model Mortgage Banking & LendingMortgage Banking & Lending Mom, Apple Pie and Mortgages Program Will Pay Homeowners to Sell at a Loss Low Rates Help Make Home Buying More Affordable Personal FinancePersonal Finance Payday lenders giving advances on unemployment checks Citi Foundation Launches Innovative Program to Increase College Enrollment among Low-Income and First-Generation San Francisco Students Consumers shying away from credit cards when shopping online Credit CardsCredit Cards Consumers shying away from credit cards when shopping online Fed proposes rule to limit credit card fees If you use credit cards, it pays to keep track of the score - your own, that is Payday LendingPayday Lending Payday lenders giving advances on unemployment checks Column: Payday bill protects consumers Better Business Bureau warns: Stay away from online payday lenders Small BusinessSmall Business Small Businesses Await Details of Obama Loan Plan FDIC: Hackers took more than $120M in three months Small Biz: Where’s Our Stimulus? Refund Anticipation LoansRefund Anticipation Loans Taxpayers: Beware of anticipation refund loans Study shows people seeking quicker refund through loan pay big fees, save little time OCC Issues Consumer Advisory and Policy Statement Regarding Tax Refund-Related Products (RALs) Economic & Social JusticeEconomic & Social Justice STIMULUS WATCH: Less stimulus for minority firms Program Will Pay Homeowners to Sell at a Loss 45 years after Selma civil rights march, some see ways to go Economy & YouEconomy & You FDIC's Bair eyes low interest rates, more lending Target job creation to those in need Employers still skittish on hiring NCRC in the NewsNCRC in the News Senators wrestle with Fed bank oversight issues The Fed flopped Consumer Agency Within Fed Seen as Victory for Banks Stakeholder NewsStakeholder News Target job creation to those in need 120 Million Households to Begin Receiving Employers still skittish on hiring Washington WatchWashington WatchSeptember 6: The House Financial Services Committee will hold a field hearing on California's Central Valley and the foreclosure crisis. - 12 noon, Stockton Arena, Stockton, CA. September 7-9: The Conference of State Bank Supervisors and the Graduate School of Banking at Colorado host a bank directors seminar in Coeur d’Alene, ID. September 8: Congress returns from August recess. September 15-17: The National Association of State Securities Administrators holds its fall conference in Las Vegas, NV. September 17: The House Financial Services Committee will hold a hearing on mortgage industry compliance to delay home foreclosures. - 10 a.m., 2128 Rayburn House Office Building. In CongressIn Congress Target job creation to those in need Showdown looms for financial reform Senate Tackles Jobs Package Regulatory NewsbytesRegulatory Newsbytes Bair Discusses Challenges of Underwater Loans FASB Updates Guidance on Embedded Credit Derivative Exceptions Federal Regulators Consolidate Due Diligence Ownership Guidance Regulatory AffairsRegulatory Affairs FDIC's Bair eyes low interest rates, more lending FDIC: Hackers took more than $120M in three months FDIC to Provide Quick Tips for Consumers Over the Internet Economic StimulusEconomic Stimulus STIMULUS WATCH: Less stimulus for minority firms Small Biz: Where’s Our Stimulus? Stimulus funds go to 191 transit projects |
||||||||||||||||||||||||||||
 This Web publishing platform and portal was created and is managed by
Governance & Accountability Institute's technology team, utilizing its proprietary Enhanced Horizons Technologies Platformssm. For more information please email: info@enhancedhorizons.net. |
